Independent lenders

Run a complete lending book without a core banking migration.

Originate, underwrite, service and collect loans from a single console. Products, approval limits and accounting behaviour are configured per institution, so a small team can operate with the controls of a much larger lender.

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Outcomes

What this looks like in operation

Launch a new loan product in minutes with rate, fee and term rules enforced at approval

Repayment waterfall applied consistently: penalties, fees, interest, principal

Every disbursement and repayment posts a balanced double-entry journal

Statements and receipts issued under tenant-scoped, unbroken numbering

Capabilities activated

Only the modules this institution type needs

Lending

  • Loan products
  • Origination
  • Underwriting limits
  • Servicing

Money

  • Repayments
  • Reversals
  • Fees & penalties
  • Receipts

Control

  • Roles & approvals
  • Audit trail
  • Reporting

Workflow

End-to-end, with an audit trail at every step

Customer

Directory

Application

Origination

Approval

Limits

Disbursement

Ledger

Repayment

Waterfall