Microfinance

Branch, field and portfolio operations in one institutional book.

Manage high customer volumes across branches and loan cycles, with collections work that survives poor connectivity and portfolio performance visible at institution level.

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Outcomes

What this looks like in operation

Multi-branch operations with branch-scoped users, roles and reporting

Arrears aging and portfolio-at-risk computed from ledger balances

KYC governed by an explicit state machine with assigned compliance tasks

Offline-capable field workflows that reconcile on reconnect

Capabilities activated

Only the modules this institution type needs

Customers

  • Directory
  • KYC workflow
  • Document vault
  • Relationships

Portfolio

  • Loan book
  • Collections
  • Arrears aging
  • PAR

Operations

  • Branches
  • Field collections
  • Approvals

Workflow

End-to-end, with an audit trail at every step

Onboarding

KYC

Cycle

Loan product

Field visit

Collections

Posting

Repayment

Portfolio

Reporting