Pricing

Priced by institutional shape, not per seat.

Your subscription follows the institution you actually run — branches, operators, active customers, portfolio under management, enabled capability modules and API usage. Every price on this page is a real published price in USD: plan base fee plus module prices plus your usage bands. Annual terms are billed for ten months.

MonthlyAnnual2 months free
Estimate your subscription

Starter

Independent lenders

Fixed base price

$349/month

$3,490/year if paid annually · 10 months billed

Self-serve onboarding · no setup fee

A single office running its own loan book: customers, KYC, origination, servicing and reporting.

Branches
1
Operators
Up to 5
Active customers
Up to 2,000
Portfolio
Up to $5M
  • Customers & member directory
  • KYC workflow and document vault
  • Loan products, origination, loan book
  • Repayments desk and statements
  • Standard reporting and CSV export

Add-ons: Collateral · Accounting ledger

Growth

Expanding lenders & MFIs

Most adopted

Fixed base price

$1,199/month

$11,990/year if paid annually · 10 months billed

+ $1,500 one-off implementation

Multi-branch field operations with collateral, guarantors, collections and a double-entry ledger.

Branches
Up to 10
Operators
Up to 30
Active customers
Up to 25,000
Portfolio
Up to $40M
  • Everything in Starter
  • Multi-branch operations and branch reporting
  • Collateral, liens and valuations
  • Guarantors and customer linkages
  • Collections queues and restructuring
  • Double-entry accounting and reconciliation

Add-ons: Savings & deposits · Credit scoring · Offline field mode

Institution

Credit unions, SACCOs & banks

Fixed base price

$2,999/month

$29,990/year if paid annually · 10 months billed

+ $5,000 one-off implementation

Deposit-taking financial operations with member shares, approval governance and regulated modules.

Branches
Unlimited
Operators
Up to 150
Active customers
Up to 150,000
Portfolio
Up to $250M
  • Everything in Growth
  • Savings, deposits, shares and membership
  • Transfers and teller operations
  • Configurable approval governance and limits
  • Regulatory reporting pack
  • AML and risk monitoring
  • Named onboarding and priority support

Add-ons: Credit bureau exchange · API access · Custom report packs

Enterprise & Bureau

Bureaus, groups & regulators

Fixed base price

Custom

billed annually, enterprise quote

Implementation scoped in quote

Cross-institution credit intelligence, multi-entity groups and bespoke supervisory controls.

Branches
Unlimited
Operators
Unlimited
Active customers
Unlimited
Portfolio
Unlimited
  • Everything in Institution
  • Credit bureau subject exchange with consent gates
  • Multi-entity / group consolidation
  • Unlimited API volume and webhooks
  • Dedicated environment and SLA
  • Data residency and custom retention

Add-ons: Bespoke integrations · On-site enablement

Evaluation

No free trial. A sandbox tenant or a paid pilot instead.

A regulated tenant needs onboarding, KYC configuration, role design and licence evidence before a trial means anything. So we let you evaluate the way institutions actually buy core systems.

21-day sandbox

Free

An isolated tenant preloaded with synthetic members, loans and repayments. No card, no production data, full console access.

30-day paid pilot

$950

One branch on your real book, with onboarding support and a defined success milestone. Credited in full against your first subscription invoice.

Then subscribe

Monthly or annual

Your pilot tenant becomes the production tenant — same data, same configuration, no re-implementation.

Billing dimensions

What actually moves your price.

Every dimension is metered inside your own tenant. Nothing is estimated from staff headcount.

Institution type

Lender, MFI, credit union, SACCO, bank or bureau — this sets which capability template your tenant is provisioned with.

Branches & service points

Each active branch, field unit or agency office in the tenant.

Operator seats

Priced in bands, not per head — invited staff across all roles.

Active customers / members

Counted as records with activity in the billing period, not lifetime records.

Portfolio under management

A basis-point band on outstanding principal, so cost tracks the book you run.

Capability modules

Savings, accounting, collateral, bureau, AML and API are enabled per tenant. Regulated modules require licence evidence.

API & integration usage

Monthly request volume, webhook deliveries and integration channels.

Offline field devices

Registered devices operating in offline-capable branch and field mode.

Capability modules

Enable only what your institution is licensed to run.

Modules are provisioned per tenant from your institution template. Regulated modules require licence evidence and are switched on by platform administration through an approval trail.

ModulePrice / month
Accounting & general ledgerDouble-entry ledger, chart of accounts, reconciliation.$190
Collateral & securityRegisters, liens, valuation schedules, exposure math.$140
Savings & depositsRegulatedSavings products, teller desk, member shares.$320
Credit scoringScorecards, decision rules, override governance.$260
AML & risk monitoringRegulatedScreening, alerts, case handling, audit trail.$380
Credit bureau exchangeRegulatedDe-identified subject sharing with consent gates.$450
API access & webhooksRegulatedTenant-scoped keys, event webhooks, sandbox.$210
Offline field modeOffline-capable branch and field data capture.$160

Estimator

Shape your institution, see the subscription.

Built from the published base prices — no card, no commitment. Annual terms are billed for ten months.

Branches & service points3
Operator seats12
Active customers / members4,000
Portfolio under management$8M
API calls per month0

Capability modules

Your subscription

$1,182/month

billed monthly, exclusive of tax

Suggested planGrowthExpanding lenders & MFIs

  • Platform & core (customers, KYC, lending)$349
  • Branches (3)$190
  • Operator seats (12)$120
  • Active customers (4,000)$66
  • Portfolio 4bps/yr$267
  • API usage (0/mo)$0
  • Capability modules (1)$190

Questions

Pricing questions institutions ask us.

Let's scope your institution.

Share your institution type, portfolio size, branch footprint and the modules you need. We come back with a fixed subscription and an onboarding plan.

Start onboarding